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Become a Member

LET'S CELEBRATE!

For 90 years, Arbor Financial Credit Union has helped members achieve MORE. To celebrate our anniversary, all members are automatically entered to win $9,090!** Plus, the more you use Arbor, the more entries you’ll earn for the grand prize drawing on November 10, 2025. Know someone who could benefit from great rates and expert service? Invite friends and family to join Arbor—they’ll enjoy all the perks, and they’ll be entered to win, too!

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  • Today's Rates

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GET MORE with Arbor Financial Credit Union.

Combine a free checking account that earns up to 4.00% APY+, mortgages with low rates, auto loans with rates as low as 5.99% APR* and the money saved quickly adds up.

Get started with free checking

Words from our members:

Nancy, a Arbor Financial Credit Union Member
"It's just so easy to get things done here. I can call and apply for a loan, no problem. I love to utilize mobile and online banking services. I haven't been into a branch in what feels like forever."

Nancy, Arbor Financial Credit Union Member

Mobile phone showing the login screen for the Arbor mobile app.

Online & Mobile Banking

Access your Arbor Financial Credit Union accounts anywhere, anytime from the palm of your hand with our free mobile banking app.


Convenient and easy to use, Arbor Financial's Mobile Banking App is safe and secure using some of the most advanced security and technology available.

  • Download on the app store.
  • Get it on google play.

Education is in our roots.

We believe in financial empowerment and have created a series of webinars, blogs, and free financial tools to help you.

Article
How to Access Over 30,000 ATMs for Free!
Financial Management Resources

How to Access Over 30,000 ATMs for Free!

We’ve all been there: you’re at an event, traveling, or just on the go, and you need some cash, plus an ATM. However, you want access to your cash without paying ridiculous ATM fees. Who wants to pay money just to access their account? Luckily, as a member of Arbor Financial Credit Union, you belong to a CO-OP ATM network that provides a solution to this pesky problem. What is the CO-OP ATM network? The CO-OP ATM network offers nearly 30,000 surcharge-free ATMs nationwide to members. How do you ...
Video

Digital Wallet Walkthrough

With safety, convenience, and your banking experience in mind, the digital wallet makes checking out, anywhere, a breeze.
eBook

First-Time Home Buyer Guide

A guide for first-time home buyers, including what to expect, things you need to consider, and how to get started.
Video

How To: Make a Mobile Check Deposit

Making a deposit on the go is easy with your mobile device.
Article
7 Uses For Your Home Equity Line of Credit (HELOC) | Arbor FCU

7 Uses For Your Home Equity Line of Credit (HELOC) | Arbor FCU

Careers

Don't just find a position - find your people. Our company motto is: Work together. Do the right thing. Be creative. Have fun. There's a reason we've received many workplace awards and our employees love working here. If you're ready to Get More out of your next position, then you're ready for Arbor.9

Explore Open Positions

Upcoming Events

All work and no play? Not here. Our community events are fun-filled opportunities to meet members and neighbors.

See More Events

+Annual Percentage Yield (APY). Rate effective as of 1/1/25. Requires a minimum of 20 debit card purchases monthly. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Requires eStatements and a minimum of $500 monthly direct deposit. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you do not receive interest for the month. No minimum balance required. 

* Annual Percentage Rate (APR). Rate effective 1/1/25. Rate disclosed is the lowest rate available and is determined by your credit score and loan to value at the time of application. Certain restrictions apply. Subject to credit and underwriting approval. Program rates, terms, and conditions subject to change without notice. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

** No purchase necessary to enter or win. Open to members who are legal residents of the United States, 18 years of age or older at time of entry. Void where prohibited. Member must be in good standing at time of drawing to win. Promotional period runs 2/1/25-11/10/25. Click here for full official rules Click here for official rules 

3. Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. 

5. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period February 1, 2025 –April 30, 2025. 

7. Annual Percentage Rate (APR). Offer available as of 1/1/25. Balance Transfer promotional rate applicable for 6 monthly billing cycles. Starting on the seventh month, the promotional rate will convert to your standard rate. Not eligible for CU Rewards Points and may not be used to pay other Arbor Financial accounts. Promotion, rate, terms and conditions subject to change without notice.

9. Equal opportunity employer